Ichokwadi kuti mhuri imwe neimwe inoda kuwana mari yakadai semari yemari, asi mutemo unopa kubhadhara kunze kwechikamu chiduku chayo, kusvika mabhiriyoni makumi maviri nemaviri. Zvose zvedzimwe mari zvinoda kutungamirirwa kune zvimwe zvinangwa, nekuzvidzivirira nekusagadzikana kwemari pamwe nekubatsirwa kwechikwangwani chinopiwa kumhuri.
Vamwe vabereki vane mibvunzo yakawanda pamusoro pekushandisa mari yekuberekwa uye, kunyanya, kana zvichibvira kudzorera chikwereti nacho. Muchikamu chino tichakuudza pamusoro peizvi.
Ndeupi rudzi rwechikwereti chinogona kubhadharwa nemubereki mukuru?
Pamusana pekuti chinangwa chikuru chekushandisa nzira dzechikoro chekuberekwa ndechekuvandudza mararamiro emhuri dzine vana, vanogona kudzorera chikwereti, asi bedzi pamamiriro ezvinhu akapiwa kuvabereki vaduku kuti vatenge kana kuvaka imwe nzvimbo yekugara. Uye muchibvumirano chechikwereti, zvakakosha kuratidzira chinangwa icho akakwereta akagamuchira chikwereti, uye kuti anoronga kuishandisa sei.
Nokudaro, hazvibviri kudzimisa mutengo wemutengi pamwe nemusoro wemadzimai, kana chimwe chikwereti, uye uku kuputsa kwakakomba komutemo. Mamiriro ezvinhu umo mari yechikwereti yevatengi yakashandiswa pakutengesa imba, imba kana imba hazvisi izvo. Muchiitiko ichi, ruzivo pamusoro pechinangwa chokukweretesa chinhu chakakosha, uye inofanira kunge yakanyorwa mumagwaro akabudiswa nechikwata chekwereti.
Nzira yekubhadhara chikwereti chembai nemari yekuberekwa?
Kuti utumire chikamu chemubereki wechikwereti chekubhadhara chikwereti chakakosha kana chikwereti chakakonzerwa nemari yemhuri, zvinokosha kuisa pasi pePensheni Fund zvinyorwa pamusoro pekuwana dzimba muimba kana kopi yesvatiti yekubatanidzwa mukugoverana kwakagadzirwa, kana chinhu chakatengwa chisati chapera.
Mukuwedzera, iwe uchafanirwa kubvunza bhangi kana imwe sangano rekwereti sangano pamusoro pemari yechikwereti chikuru uye kuwedzerwa kufarira, pamwe chete nekusimbiswa kwekutungamirirwa kwemari yekutenga kana kuvaka imba. Zvinyorwa zvaunotumira zvichaongororwa mukati memwedzi,
Kubva muna 2015, mhuri dzine kodzero yekurasa iyo mari yekubhadhara mari yakagamuchirawo kodzero yekuishandisa sebhadharo yekutanga yeimba yechikwereti chitsva.
Kusiyana nedzimwe nzira dzose dzekushandisa izvi zvinokurudzira, unogona kubhadhara chikwereti chako nemutero wemubereki wako pasina kumirira nguva apo mwana wako anoshanduka makore matatu. Iwe unokwanisa kutarisira mari nenzira iyi kare-kare - pakarepo mushure mekugamuchira chiremba pamaoko ako.